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What is a Deductible and When is it Due to be Paid?

Deductible Health Insurance Plans are a good way to lower your premium and make healthcare more affordable. They are not for everyone. It is, however, worth considering if you are medically low...

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Align Your Group Deductible with the Annual Reset and Save

For a limited period, Kaiser Permanente is giving small groups that are currently enrolled a chance to downgrade to another plan in January. This is especially helpful for businesses that are...

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Health Savings Accounts (HSA’s) in 2011

A health savings account (“HSA”) is a bank account that is designed to be used in conjunction with a high deductible health insurance plan. The competitive rates on a high deductible plan make it one...

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My Favorite Kaiser Permanente California Health Insurance Plans

By Thomas Cazneau I am a health insurance benefits specialist for an agency that specializes in California Kaiser Permanente health insurance. Choosing medical coverage can be difficult, especially...

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The New $40/$3000 Deductible Group Health Insurance Plan

By Esmeralda Mercado I work for a health insurance agency that sells Kaiser Permanente Group Health insurance for self- employed people and other small businesses. Recently, Kaiser Permanente...

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Comparing Kaiser Permanente HMO and HSA Plans

By Thomas Cazneau With terms like “deductible”, “HMO”, and “HSA”, choosing a health insurance plan can seem like trying to learn a new language. Below I will focus on defining the basic features...

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California Health Insurance for Unemployed: Get Temporary Gap Plans for...

By Thomas Cazneau What’s a Good Health Insurance Plan for an Unemployed Guy in California? If you’re at all like me, you’re probably going to want cheap temporary health insurance while you’re in...

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